Founded in 1979, EPX is a full-service international payment processor leveraging EPX BuyerWall™, our revolutionary cardholder data protection system, to facilitate PCI compliance, to protect merchants, and to enhance consumer confidence.
Targeting retail, Internet, and MO/TO merchants, healthcare organizations, insurance providers, banks, and public utilities in need of cost-effective and PCI-compliant credit card processing, debit card processing, and ACH processing, EPX is the only payment processor that provides integrated, secure front- and back-end solutions that utilize tokenization and encryption technologies.
EPX, led by a senior management team that has been together for more than decade, continues to lead the way in secure and cost-effective payment processing because of our leading tokenization and encryption technology and the increased industry focus on PCI compliance.
Revolutionizing the Payment Industry
EPX is revolutionizing the payments industry by providing fully integrated payment solutions enabling merchants to obtain merchant accounts and securely and efficiently process credit card, debit card, stored value, and ACH payments on one reliable platform. Just a few of the benefits businesses recognize as a result of using EPX solutions include:
- enhanced data security
- increased processing speeds and customized transaction reporting
- dedicated client services
- decreased risk exposure
- lower costs
- strengthened process reliability
- reduced potential points of failure
EPX: An Industry Pioneer
Electronic Payment Exchange (EPX) is a pioneer in the payments industry. EPX commercialized many of the innovations that became industry standards. EPX was the first payment processing organization to:
- process credit card transactions using the Internet
- develop a surety product that transferred merchant processing risk to the reinsurance market
- implement CID, the fraud detection innovation
- deploy an online merchant reporting system
- provide online chargeback adjudication
- provide a unique identifier back with each transaction as a reference for subsequent transactions
- provide a hosted POS solution accepting swipe and PIN debit
- deliver end-to-end card swipe encryption for its POS solutions
EPX is truly unique in the payments industry – it provides a straight-through, fully integrated, secure payment processing platform (acting as payment gateway and acquirer), whereas its competitors offer a patchwork of limited-service providers that merchants must manage and integrate separately.
