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Straight Through Processing
Back End Technology
 Three's a Crowd?
The term Third Party Processor has become commonplace in the payments industry and just accepted as the way business gets done. The ability to process Visa and MasterCard transactions directly into interchange is critical for any payments company. Most payment companies outsource this essential step to a third party. The third party is integrated and data is passed to them prior to it being processed out to the associations. EPX provides processing; however there is no third party.
EPX is the processor.
We have established connectivity with Visa, MasterCard, American Express, Discover, JCB and the United States Federal Reserve to eliminate the need to pass your sensitive information to a third party for processing. Processing your transactions through EPX means your data is not being shared with any unnecessary entities, not only reducing the points of failure in the process, but eliminating the opportunity for interception of your sensitive transaction data by unauthorized parties.
We are the ONLY processor with a 100% in-house payments solution. This is a major difference between us and all of our competitors. Our integrated platform decreases your risk exposure, reduces the potential points of failure, enhances your data security, lowers your costs, provides more dynamic, customized reporting capabilities, strengthens process reliability and eliminates multiple contacts who may deny responsibility.
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reduce points of failure |
lower your costs |
eliminate multiple contacts |
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