PINless Debit

A PINless Debit transaction enables merchants in certain industries the ability to accept payments from their customers utilizing select debit networks (Star, NYCE, and Pulse) by entering a debit card number without the PIN. PINless debit will immediately reduce the cost of processing as traditional card interchange is eliminated and replaced by lower, capped debit network fees. EPX implements this payment transaction type side by side with credit card and ACH processing services on its entire front end applications and tools, providing yet another option for your customers to make payment.