EPX PayPage enables ecommerce merchants to outsource internet credit card payment processing and virtually all of their PCI compliance requirements by replacing their web sites’ payment pages with customized pages that EPX hosts.

Consumers seamlessly use EPX PayPages to enter their information directly to EPX, which alleviates merchants’ concerns associated with transmitting, processing, and storing account numbers and other sensitive payment data.

Using EPX Paypage, online merchants can accept:

• Credit Cards
• PIN-less Debit Transactions
• ACH Transactions

In a recent article by Kevin Patrick Allen titled “PCI Exec Suggests Payment Outsourcing for Smaller Merchants,” Allen interviewed Troy Leach, chief technology officer of the PCI Security Standards Council. In the interview, Leach discusses an industry trend in which smaller merchants are outsourcing their payment processing and PCI compliance validation to third-party organizations who have technical know-how, payment processing knowledge, and PCI compliance expertise.

We at EPX believe that Leach is right on track with his assessment. The Payment Card Industry (PCI) – an association of card issuers including Visa, MasterCard, American Express and Discover – requires all merchants that process, transmit, or store cardholder data to meet a set of Data Security Standards (DSS). Normally, achieving these standards requires an enormous investment of both time and money from merchants.

Rather than asking merchants to deal with the technical burdens and expenses of meeting the standards and building and maintaining their own credit card processing and ACH processing solutions, EPX provides hosted solutions that facilitate payment processing and help merchants reach PCI compliance. In fact, EPX been encouraging merchants for years to outsource their payment processing and PCI compliance needs to EPX. Realizing the increased focus on PCI-compliance, EPX is revolutionizing the payments industry through the development of fully integrated payment solutions that enable merchants to efficiently, securely, and cost-effectively process credit card, debit card, stored value, and ACH payments. By incorporating our patent-pending BuyerWall™ technology into our solutions, we lead the way in helping merchants achieve PCI compliance.